Are You and Your Partner Talking About Money?

How often do you talk about money with your partner, your friends, or even your coworkers? Are you comfortable discussing money?...more
We use google docs for our budget too. Every tie we update the budget, we create a new tab in ...more

Money Questions

Here are ten money questions to ask yourself.1. How do I track my spending? Do you rely on memory to keep track of your spending? If so, consider switching to or even making a note in your phone every time you buy something. It's likely you don't have a perfect memory (I don't!) and will forget some purchases. One or two small purchases won't make a difference, but added up over time that can be a lot of money....more

Reusable Alternatives

Disposable products are so common for a reason. Usually cheap, very convenient, and easy to clean up. And once you throw it in the trash can, it is easy to forget about them. But the amount of resources that go in to every disposable product should make you think twice of not using a more sustainable version. Also think about this: the initial cost of a reusable item may be higher than its disposable counterpart, but overtime the cost of constantly buying the disposable product will be greater.Here are ten alternatives to common disposable products....more

Ability to Repay/Qualified Mortgage

In just over a week, new rules issued by the Consumer Financial Protection Bureau (CFPB) will go into effect. These rules are called the Ability-to-Repay/Qualified Mortgage (ATR/QM). The implementation of these rules will have a huge effect on the mortgage industry, and may impact a borrowers' ability to obtain a mortgage....more

Have a Green Holiday

The holidays are one of my favorite times of the year. Holiday parties, Christmas cookies, and black and white Christmas movies are some of my favorite things. But don't let the idea of buy, buy, buy take over your holiday. Here are seven ways to have an environmentally friendly holiday....more

Utilizing Business Travel

My husband travels often for business. Most of the time he drives to his out of town clients, however he sometimes has to fly. His work requires that we pay for his business expenses upfront and then submit an expense report to be reimbursed. At first I wasn't happy with this arrangement. He incurs thousands of dollars of business expenses each month, and the thought of fronting this is daunting. But after a couple months it became clear that this arrangement worked to our advantage....more

Making a Compost Bin

I hope everyone had a good Thanksgiving. We had a great evening with a couple of friends, good food, and drinks. We are avoiding the crowds of black Friday shoppers, though we may walk to a nearby park.Last weekend I made a compost bin for our yard. It’s something I’ve wanted to do for awhile, but one thing or another prevented me. Finally I decided to just go for it.We have a pretty small backyard and it is mostly patio. We have a few feet of grass though. I wanted to start the compost bin to reduce the waste we throw out, and for the herb garden I plan to start....more

This Week's Groceries

It’s been awhile since I have posted my grocery list and what I’ll be making for dinner. With Thanksgiving coming up, I thought it would be good to post this week’s grocery list....more

Save on Heating Costs

In many places, the cold weather has already set in. But here in Northern California, it is just starting to dip below the 70's. (Does it sound like I am bragging? 'Cause I am. I hate the cold.) Here's a few tips to help you save money this winter and use less energy.Open your blinds and curtains during the day. Though it is winter, the sun is still shining. Take advantage of this and keep your blinds and curtains open to let the sun warm your house. At night, shut the blinds to keep the warmth in....more