How I Saved My Financial Sanity: 4 Lessons Learned
After five months, I'd not only adjusted well to my new budget, but also managed to amass $2,280.00. This savings meant that I didn't have to live in fear that I wouldn't be able to cover anything else that life would throw at me financially.
When I put myself on this financial diet, so to speak, I learned a number of things.
- 1. Money is too easy to spend if I don't spend conscientiously. I needed to be wiser about it if I wanted to continue to grow financially.
- 2. The "save-first" or "pay yourself first" philosophy is, for me, the only way to go when it comes to saving.
- 3. I learned how to live below my means.
- 4. Finally, I found that I was still able to go out and do the things that I enjoyed but only when it really made sense budget-wise.
Since I made and stuck to this savings plan, I've become a wife and a mom. I've been able to keep up with my "save-first" philosophy to the point that I've even been able to begin saving for my boys' future. I'm glad that I learned this lesson before I had a family, because it's something I will continue to share with my husband and teach my boys as they grow. Although saving has slowed since I haven't been working, I'm still able to put aside a bit of money per month, and I've even felt secure enough to start dabbling in the stock market.
There is still so much more I have to learn in life, but I'm glad I learned this important financial lesson sooner than later. It's best to always have that umbrella handy before it starts raining.
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